Where does “ਹਵਾਲਦਾਰਨੀ” come from?
ਹਵਾਲਦਾਰਨੀ (Punjabi) comes from Punjabi ਹਵਾਲਦਾਰ, from Persian حوالدار, from Arabic حَوَالَة, from Arabic حَالَ, from Arabic و, from Persian یا, from Arabic يَا — {{m|en|O|id=vocative}}.
ਹਵਾਲਦਾਰਨੀ (Punjabi) comes from Punjabi ਹਵਾਲਦਾਰ, from Persian حوالدار, from Arabic حَوَالَة, from Arabic حَالَ, from Arabic و, from Persian یا, from Arabic يَا — {{m|en|O|id=vocative}}.