Where does “ਹਵਾਲਦਾਰਨੀ” come from?

ਹਵਾਲਦਾਰਨੀ (Punjabi) comes from Punjabi ਹਵਾਲਦਾਰ, from Persian حوالدار, from Arabic حَوَالَة, from Arabic حَالَ, from Arabic و, from Persian یا, from Arabic يَا — {{m|en|O|id=vocative}}.

Ancestry of “ਹਵਾਲਦਾਰਨੀ”, step by step

StepLanguageWordMeaning
1Punjabiਹਵਾਲਦਾਰhavildar
2Persianحوالدار
3Arabicحَوَالَةtransfer, trust; charge
4Arabicحَالَto change
5Arabicوand, "comma", "semi-colon"; a divider of words or...
6PersianیاAPI •; or; either
7Arabicيَا{{m|en|O|id=vocative}}
Every word from Arabic يَاEvery word from Persian یاEvery word from Arabic و